Our Approach

Our most important priority is our relationship with you. Making sure that you have the best, most comprehensive coverage for the most competitive price. 

Insurance Marketing:

• We aggressively market all accounts to the insurance marketplace.
• We market your account to insurance companies in order to obtain the most comprehensive coverage at the most competitive cost.
• We provide clients with both traditional and non-traditional insurance solutions to meet the individual needs of our clients.
• We take great pride in all of our insurance carrier relationships. This will ultimately benefit all clients as insurance partnerships are formed between client, insurance company, and insurance broker.

Insurance Placement:

• We place insurance coverage keeping the best interests of our clients in mind.
• We present a variety of options to our clients.
• We bind coverage with our insurance companies after careful review and presentation of all products to our clients.
• We bind coverage well in advance of effective dates for our clients when possible.

Service:

• We provide a no-obligation review of our prospects’ current insurance program.
• We provide certificates of insurance in advance of effective date or within 24 hours of request.
• We provide auto identification cards in advance of effective date or within 24 hours of request (or sooner).
• We process mid-term endorsements to insurance companies when required.
• We obtain and check policies from insurance companies within a reasonable time frame after policy renewal.
• We provide our clients with their own insurance policy book within a reasonable time frame after policy renewal.

Claims / Loss Control:

• We process claims in a timely manner.
• We check the status of all claims on a frequent basis.
• We communicate the status of all claims to our clients on a continual basis.
• We work with claim adjusters to get claims resolved as quickly as possible.
• We offer risk control services to our clients through a variety of methods.

Renewal Process:

• We start the policy renewal process well in advance of the effective date.
• We work with the incumbent insurance carriers to obtain early renewal options for our clients.
• We work with alternate carriers when required to obtain optional quotations and additional options for our clients.
• We present all options to our clients well in advance of the effective date when possible.