Thompson Flanagan


Directors & Officers Liability

Directors and Officers Liability Insurance provides coverage for claims brought against the directors and officers by those alleging breach of duty, mismanagement, negligence, errors, omissions, misstatements, misleading statements and misrepresentation in their day-to-day management of the organization.

For Private Companies, coverage extends to:

For Public Companies, coverage extends to the following parties:

For Partnership Programs:

Employment Practices Liability

Employment Practices Liability provides coverage for claims brought by past, present, prospective employees, and in many cases customers and vendors against the organization alleging harassment, discrimination, wrongful termination, hostile work environment or failure to hire or promote.

Who’s covered:

Fiduciary Liability Coverage

Fiduciary Liability Insurance provides coverage for claims brought against the organization alleging errors, omissions, misstatements, and mismanagement with respect to welfare and pension plans of the organization.

Who’s covered:

Crime Coverage

Crime Insurance protects the organization from the loss of money or property caused by employee dishonesty, on premises, in transit, forgery and alteration, or via computer systems.

Who’s covered:

Kidnap, Ransom & Extortion

Kidnap and Ransom insurance provides protection for the organization for perils including: kidnappings, extortion with the threat of bodily injury; extortion with the threat of property damage; and wrongful detention.

Who’s covered:

Professional Liability/Errors and Omissions

Professional Liability coverage provides protection for claims alleging negligence, breach of duty, and failure to perform or execute professional services on behalf of a client or customer. The definition of professional services, a key trigger under these policies, is customized to match the services provided by an organization to its customers or clients.

Who’s covered:

Network Security/Privacy Liability

Network Security coverage provides protection for the organization for third party suits resulting from the failure of a network’s security to prevent or mitigate a computer attack, whether that attack was arranged internally or externally. The Privacy Liability portion of the policy provides coverage for suits alleging the unauthorized disclosure of personal and confidential information in your care, custody or control and/or violations of privacy regulations.

Coverage Includes:

Trade Credit

Trade credit insurance or accounts receivables insurance provides protection from non-payment or insolvency of a customer. This is ideal for an organization that is dependent on several key customers.

Transactional Risk Products

Transactional risk products protect for specified perils related to mergers and/or acquisitions. These products may be purchased by either the buyer or a seller to ring fence or address specific issues related to an M&A transaction.

The main products available to those covered are:

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